Thursday, 2 September 2010

IDFC Small Cap Equity Fund NFO: Review Analysis & Details

This article contains info about IDFC Small Cap Equity Fund NFO, Review, Analysis, Details & Opinion. NFO or New Fund Offer from another fund house has been filed with SEBI. High on the heels of the Reliance Small Cap Fund (See Review), the IDBI MF Mutual Fund House has filed application for its NFO or New Fund Offer called the IDFC Small Cap Equity Fund. With the launch of this new fund, IDBI Mutual Fund has added another sector specific fund to its portfolio. Yesterday, IDBI had launched the mid cap specific Index Fund called IDBI Nifty Junior Index Fund (See Review) and now they have this IDFC Small Cap Equity Fund specific to Small cap sector
In this article, we will analyse how good is this IDFC Small Cap Equity Fund NFO, whether this IDFC Small Cap Equity Fund offers anything new or unique for the investors and whether the investors should invest in IDFC Small Cap Equity Fund .

IDFC Small Cap Equity Fund NFO: Review Analysis & Details

Let's begin with some basic details about IDFC Small Cap Equity Fund.

What are the NFO dates for IDFC Small Cap Equity Fund ?
The dates are not known yet as it is just filed with SEBI. The NFO period for IDFC Small Cap Equity Fund will be known later. IDFC Small Cap Equity Fund

What is so unique about this IDFC Small Cap Equity Fund?
The IDFC Small Cap Equity Fund is a sector specific fund which will focus specifically on small cap stocks. This fund will be a good option for investors who are willing to get an exposure of small cap sector in their investment portfolio. The small cap seems to be the flavour of the season as Reliance Mutual FUnd recently came out with its Reliance Small Cap Fund.
However, being an actively managed equity fund, the investors must be aware about the risks as well. There is no guarantee that the small caps of today will be giving higher returns tomorrow. It all depends upon the stock selection of the mutual fund manager and how he plays around with the money of investors.
Then comes the timing as well as performance of the overall performance of the small cap sector. The returns of this fund will be specific to the stocks which the fund manager will select for investment.

Being a Mutual Fund, investors will have to rely upon the end of the day NAV calculations, and they will not have any opportunity to benefit from the intra-day price movements to trade on intraday basis, like that available in ETF's.
Other than that, there are charges for exit load which investors should be aware of.

The details are as below:

So overall, this IDFC Small Cap Equity Fund seems to be a focussed fund on small cap sector.
Mr. Kenneth Andrade will be the fund manager.

The money will be invested in the following proportions:
65% to 100% - Stocks & Derivatives in the small cap sector specific stocks and derivatives
Rest 0-35% in domestic debt and money market instruments or cash

During NFO, the units of this Fund will cost Rs 10 per unit.

Are there any alternatives to IDFC Small Cap Equity Fund?
Yes, as mentioned above, Reliance Mutual Fund already has the Reliance Small Cap Fund (See Review). You can look for a small cap based ETF or Exchange Traded Fund which is benchmarked to any mid cap index.

The IDFC Small Cap Equity Fund will be benchmarked to BSE Small Cap index

Minimum Investment:
Purchases : Rs. 5,000/- and in multiple of Re. 1 thereafter.
SIP or Systematic Investment Plan is available? - No info

No Tax Benefit is available in the IDFC Small Cap Equity Fund

Investment Options for IDFC Small Cap Equity Fund :
- Growth Plan:
- Dividend (Payout and Reinvestment)

The entry load for IDFC Small Cap Equity Fund is as follows:
Entry Load for IDFC Small Cap Equity Fund :
Zero Entry Load

Exit Load for IDFC Small Cap Equity Fund:
1% if the amount sought to be redeemed within 1 year from date of allocation.
Nil afterwards

Final Thoughts about the IDFC Small Cap Equity Fund?
This fund can be a good investment for investors willing to bet on the small cap sector and believe that the small cap stocks of today can becoming the high return giving stocks of tomorrow. However, nothing is guaranteed, as it will depend upon the trading activities and stock selection of the fund manager

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